Think about the info that they have on file: your banking information, Social Security number, etc. Your healthcare provider is required to share with you a list of anyone with whom they’ve shared your protected health information, so contact them immediately to ask who might be on that list. If your medical data has been breached, ask for copies of your medical records from your doctor’s office, as well as your benefits statement from your healthcare provider, to see if anyone has used your information to receive treatment or medication. This could affect you down the line if you are seeking medical care or medication. Just when you thought people couldn’t get any worse, you learn there is such a thing as “medical identity theft.” This is where someone impersonates you to get medical treatment and prescription drugs. What to do if your healthcare data and medical records were hacked
Contact Equifax, Experian, and TransUnion by phone or by mail to request a credit freeze. Unfortunately, it also prevents you from applying for new credit cards during this time. A freeze makes this more difficult because creditors and lenders can’t pull your credit score in order to approve a loan. Why? If someone has access to your personal info, they can open new lines of credit. You can also request a credit freeze for free. Creditors and lenders will have to verify your identity before granting loans, so if someone is trying to use your Social Security number for this purpose, you’ll get an alert. You can request this online or by calling the numbers listed above. They can put a fraud alert on your credit file for free that you only need to renew once a year. If your information has been compromised due to a data breach, especially your personal identification information like your Social Security number, you’ll likely be offered free credit reports and credit monitoring, identity theft protection services, and in some cases, cash for expenses while this whole fiasco gets sorted.īut you’ll want to cover your bases by contacting all three major credit reporting agencies (details below). Take advantage of the services provided to you if you think you've been hacked. Tip #3: If you live in the U.S., contact the three major credit bureaus
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